Phast Specialty Loans are designed for borrowers with unique financial profiles who don’t fit the traditional lending mold.
Each loan is tailored to meet you where you are — making home financing simpler, smoother, and more accessible.
Explore flexible home-loan options—from first-time buyers to investors and refinances.
A great option for buyers with limited savings or lower credit scores. FHA loans offer flexible qualifications, low down payments, and competitive rates, making homeownership more accessible.
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Exclusive to eligible veterans and active-duty service members. VA loans feature zero down payment, no mortgage insurance, and flexible credit requirements.
A popular choice for well-qualified buyers. Conventional loans offer competitive rates, flexible terms, and more options for down payments without mortgage insurance after 20% equity.
Ideal for higher-priced homes exceeding conforming loan limits. Jumbo loans offer flexible financing with competitive rates for qualified borrowers seeking larger loan amounts.
Tailored for new homeowners with low down payment options, flexible credit requirements, and assistance programs that make buying your first home more achievable.
Perfect for buyers who want to save upfront costs. These loans offer as little as 3% down with affordable monthly payments and flexible qualification
Designed for real estate investors. Flexible terms and financing options help you grow your portfolio while leveraging property income potential.
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Lower your interest rate, reduce your monthly payment, or adjust your loan term. A smart way to save money and reach your financial goals faster.
Tap into your home equity to access cash for major expenses, renovations, or debt consolidation—while possibly improving your loan terms.
A streamlined refinance for eligible veterans. Lower your rate or monthly payment with minimal documentation and no appraisal in most cases.
Phast Specialty Loans are designed for borrowers with unique financial profiles who don’t fit the traditional lending mold.
Each loan is tailored to meet you where you are — making home financing simpler, smoother, and more accessible.
Perfect for self-employed borrowers. Qualify using bank statements instead of tax returns, with flexible options and competitive rates.
Tailored for real estate investors, focusing on property income rather than personal income. Fast approvals and flexible terms help expand your portfolio.
Financing options for non-U.S. residents looking to buy property. Flexible documentation and competitive rates make investing easier from abroad.
Designed for borrowers with non-traditional income. Qualify without full documentation—ideal for self-employed or high-net-worth clients who need flexibility.
A loan for real estate investors, qualifying based on a property’s cash flow rather than personal income, ideal for rental and investment properties.
Talk to an experienced Phast loan officer who’s ready to help you every step of the way. Whether you’re buying your first home or refinancing, our team will guide you through your best loan options quickly and clearly.
